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The real cost of NOT having kids? Retirement caregiving could cost $609,700 in this hypothetical scenario. Using the national median of $35/hour for in-home care, this simulation shows how unpaid family support can reduce retirement expenses between ages 71 and 95. Having children doesn’t guarantee free care. But the financial value of unpaid caregiving is often overlooked. #RetirementPlanning #PersonalFinance #ElderCare #RetirementSavings #FinancialPlanning
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