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A couple million in bank debt isn't leverage. It's a leash with someone else holding it. Small debt makes you owned. Big debt makes you a partner they have to work with. Think $25 million or nothing. Anything in between just leaves you exposed. Profitability erases problems. Debt just stacks a second one on top.
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A couple million in bank debt isn't leverage. It's a leash with someone else holding it. Small debt makes you owned. Big debt makes you a partner they have to work with. Think $25 million or nothing. Anything in between just leaves you exposed. Profitability erases problems. Debt just stacks a second one on top.
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not a major update but amex financial review saga continues 🫩 #amexplatinum #creditcards #traveltiktok #pointsandmiles
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💳🚨 El pago mínimo puede hacer que una deuda pequeña termine durando años. Que el banco te pida solo una fracción de lo que debes no significa que estés pagando poco… significa que podrías estar pagando durante mucho más tiempo. 👀 La clave está en entender cómo usar tu tarjeta para que los intereses no se coman tu dinero. 💬 ¿Tú eres de los que paga el mínimo o liquida la tarjeta cada mes? #TarjetasDeCrédito #FinanzasPersonales #Deudas #Dinero #EducaciónFinanciera
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Respuesta a @luistomaselli ¿Pagar Cashea con la tarjeta de crédito? Técnicamente la app no tiene esa opción directa... pero este es el truco financiero que aplico yo para ganar 30 días de holgura. 💳👇 La clave no es endeudarse, es saber jugar con tu fecha de corte bancario para liquidar las cuotas de golpe, centralizar tus salidas y crear historial crediticio. ⚠️ Ojo: regla obligatoria pagar el 100% a fin de mes. Cero intereses acumulados. ¿Tú cómo te organizas con los pagos de Cashea? Te leo e
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¿No sabes cuál producto de Nu es el ideal para ti? Te explico rápido cómo funciona la Tarjeta de Crédito Morada Nu, la Tarjeta Platino Nu y la Cuenta Nu. Si apenas vas a crear tu historial crediticio, la Tarjeta de Crédito Morada Nu es la mejor tarjeta de crédito para empezar a construir tu futuro. Si ya tienes experiencia y buscas una tarjeta de crédito sin cuota de manejo que te dé más puntos NuPlus y acceso a CDTs con tasas exclusivas, necesitas la nueva Tarjeta Platino Nu. Y si lo que quiere
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PSA this isn’t financial advice it’s just what I DO personally. I got a British Airways Amex card when I was around 26, and I wish I'd seen a video like this because I would have gotten more for my money in that time if I'd had this advice. At 31, I feel like I've finally understood how to best use it I love sharing all my personal finance tips with the girlies #personalfinance #personalfinancetips #influencer
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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